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Credit Card Wallet Optimizer

Advisory Only

Find the highest net-value card combination for your spend — after fees, caps, and repayment risk. Strictly informational. Not financial advice.

Debt Safety Floor

Enable if you carry a balance, pay interest, or use EMI frequently. Hides premium cards and shows only low-fee safe options.

Research a Card

Search across Indian credit cards. Start typing for suggestions.

My Wallet

Build your credit card stack in 3 steps

1

Enter your spending profile

Open “My Spending Profile” above and set your monthly spend per category. Cards will be ranked by actual annual return for your lifestyle.

2

Research a card

Use the search bar above. Start with: , , or .

3

Add to wallet

Click “Add to Wallet” on each card. The optimizer will rank your stack, flag overlaps, and show your personalised NRV.